The agricultural sector is highly sensitive and exposed to economic, social, political, and environmental risks. With fertile resources such as the Tigris and Euphrates rivers and a favorable geographic location, Türkiye holds a position of global significance in agriculture.

Offering substantial investment opportunities in sub-sectors such as greenhouse production, livestock farming, seed production, aquaculture, and infant nutrition, Türkiye aims to become a regional agricultural hub.

NART Insurance and Reinsurance Brokerage provides tailored insurance solutions to well-established organizations operating in the agriculture and livestock industries. By continuously updating risk analyses at both local and global levels, NART responds to the sector’s evolving needs.

  • Delayed response to animal disease outbreaks

  • Rising exchange rates and the continuous increase in feed prices

  • Misuse of agricultural land for non-agricultural purposes

  • Improper and unsustainable farming practices

  • Imbalance between milk prices and feed costs

  • Declining rural population and lack of interest among young people in agriculture and livestock farming

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  • Crop Insurance

  • Village-Based Drought Yield Insurance

  • Greenhouse Insurance

  • Cattle Life Insurance

  • Sheep and Goat Life Insurance

  • Poultry Life Insurance

  • Aquaculture Life Insurance

  • Beekeeping Insurance

  • Participation (Takaful) Insurance

  • Income Protection Insurance

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In Türkiye, in order to provide coverage for risks threatening the agricultural sector, a dedicated insurance mechanism was introduced through the enactment of Law No. 5363 on Agricultural Insurance, dated 14 June 2005.

Under this Law, a Crop Insurance Pool was established to:

  • Standardize insurance contracts for risks covered by the Law

  • Create a suitable environment for optimal risk transfer

  • Ensure claims are paid from a single center

  • Promote and expand the use of agricultural insurance

All operations related to this Pool are carried out by Tarım Sigortaları Havuz İşletmesi A.Ş., a joint company owned in equal shares by the insurance companies participating in the Pool.

NART Insurance and Reinsurance Brokerage plays an active role in ensuring that the entire process—across all necessary insurance products—is managed effectively and efficiently.

Risks Covered May Include:

  • Fire, hail, earthquake

  • Vehicle collision

  • Storm, tornado

  • Landslide, flood, and inundation

  • Snow load damage

  • Greenhouse structural materials, technical equipment inside, and crops grown in the greenhouse

  • Costs for dismantling, removing, cleaning, and transporting greenhouse debris

  • Quality loss in fresh fruits, vegetables, and cut flowers caused by hail

  • Quantity loss in field crops, vegetables, saplings, and strawberries caused by wild boars

  • All types of animal diseases, as well as pregnancy, birth, or surgical intervention

  • All types of accidents, wild animal attacks, snake and insect bites

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