Protect Your Workplace, Home, and All Valuable Assets Against Fire and Natural Disaster Risks!
Fires, earthquakes, floods, storms, and other unforeseen disasters can cause significant financial losses. Fire and Natural Disaster Insurance protects not only your buildings but also the contents inside—furniture, machinery, installations, fixtures, and all types of equipment. With extensive coverage options and optional additional protections, it minimizes your risks and supports you in overcoming potential damages.
It is a type of insurance that provides coverage for material losses resulting from fire damage to any building—whether for private or commercial use—as well as the contents inside, including furniture, machinery, installations, fixtures, goods, and equipment.
Natural Disaster Insurance provides financial protection against a variety of natural catastrophes. The types of disasters that can be covered include:
Earthquake
Flood and inundation
Storm
Landslide
Snow load
Protects your home or workplace from major financial losses.
Minimizes the impact of natural disasters.
May be required for bank loans and lease agreements.
Provides peace of mind and security.
Coverage for Immovable Property
Unless otherwise agreed, the following elements belonging to the building are covered under the insurance:
✓ Outbuildings such as gardener’s house, garage, water tank, and coal cellar
✓ Fixed installations inside/on the building: elevator, escalator, lightning rod, television antenna, etc.
✓ Foundations and retaining walls
Note:
✓ Garden and perimeter walls, docks, terraces, piers, fountains, outdoor statues, cisterns, and pools are covered only if explicitly stated in the policy.
✓ Land value is not included in the insured amount.
Coverage for Movable Property
All of the following items located at the insured premises are covered:
✓ All items classified by material or group (machinery, fixtures, goods, etc.)
✓ All movable assets collectively specified in the policy
✓ Newly purchased or replaced items (even if not separately stated)
Whose Property is Covered?
✓ The policyholder’s
✓ Family members living with the policyholder
✓ Individuals and employees residing under the same roof
(Unless otherwise agreed)
