It is a type of insurance that provides protection for any building used for private or commercial purposes, with the aim of covering the claims that arise in case of damage to itself or to the goods, machinery, installations, fixtures, commodities and all kinds of equipment in it.
It is a type of insurance that provides protection for any building used for private or commercial purposes, with the aim of covering the claims that arise in case of damage to itself or to the goods, machinery, installations, fixtures, commodities and all kinds of equipment in it.
With the Fire Insurance, the following dangers are covered, optionally, within the limits and conditions of the policy, as well as the material damages that will be caused directly by fire, lightning, explosion or smoke, steam and heat caused by fire and explosion on the insured goods.
- • Earthquake and Volcano Eruption
- • Smoke
- • Landslide
- • Snow Weight
- • Land Vehicles Crash
- • Aircraft Crash
- • Debris Removal
- • Strike – Lockout – Unrest and Popular Movements
- • Terrorism
- • Malicious Acts
- • Debris Removal Costs
- • Storm
- • Theft
- • Internal Water
- • Loss of Rent
- • Fire Financial Responsibility
- • Glass Breakage
COVERAGE OF INSURANCE
In immovable property:
- • Unless there is a contract to the contrary, add-ons such as gardener’s house, garage, water tank, coal burner outside the buildings and all kinds of fixed installations inside or on the buildings, things that complement the building such as elevators and escalators, lightning bolts, television antennas, foundations and retaining walls are covered by the insurance value is in it.
- • Things such as garden and perimeter walls, quays, terraces, piers, fountains, statues outside the building, cisterns and pools are covered by the insurance only on condition that they are specified in the policy.
- • The land value is not taken into account in the determination of the insurance amount.
IN MOVABLE GOODS: IN INSURED PLACES;
- • If the insured things are divided into items or groups in terms of their qualities, everything that falls under any of these items and groups is covered by insurance, whether or not it is separately stated in the policy, even if it is included later due to replacement or new purchase,
- • As well as everything that falls within the definition of this price, if a single insurance amount is stipulated for all insured things.
- • Unless there is a contract to the contrary, only the insurant and his/her family members or people living with him/her and things belonging to his/her employees are covered by the insurance.
Natural Disasters can cause great damage in terms of their destructiveness and bring the damaged businesses to a standstill partially or completely.
While creating risk plans against Natural Disasters, professional consultancy services are offered to businesses on damage prevention. As a result of these consultancy services, damages that may occur in natural disasters can be partially prevented. However, in order to offer the most comprehensive coverage against natural disasters that may occur in geographical conditions for which there is no statistical information, NART Sigorta ve Reasürans Brokerliği A.Ş. combines its experience of more than 20 years with a global perspective and offers the most
comprehensive natural disaster insurance to thousands of customers at home and abroad.
For detailed information and insurance application, please contact the nearest NART office.
